Why there is no health insurance in the Republic of Kosovo?

Abstract

Abstract: 
Although the legal basis for an adjustment and legal definition can be found in the 
Constitution of Kosovo, namely in Section 51.2, since 1990, Kosovo could not 
guarantee a provision of Healthcare Insurance (HI) for its citizen. While it is the 
recent statistics that have been showing a high degree of unemployment and 
poverty, the importance of functionalizing of a Health Insurance Fund (HIF) has 
been considered as a very important issue, particularly in regard to a most 
vulnerable layer of the local population Along the previous 10 years, since the first 
Law on Healthcare Insurance has been initially drafted in 2004, attempts were 
made by the Ministry of Health (MH) to establish different working groups for the 
purpose of defining the legislation, which should lead to its adoption and creating 
the legal basis for the establishment of the Health Insurance Fund. Despite the 
efforts, to date, these attempts have proved unsuccessful due to the lack of the 
serious approach to the issue by the changing government. Furthermore, in 
consultation with International Monetary Fund, a study worth mentioning is also 
the one which has been developed by the World Bank in 2008 (for the purpose of 
studying fusibility regarding the macroeconomic involvement), which also brought 
important recommendations for the Government of Kosovo. In the section where 
the results are presented, different views from the Government of Kosovo, Ministry 
of Health and World Bank are portrayed in the manner of creation, financing and 
fund management. Further discussions should aim to define the causes and key 
problems behind the question: “Why there is no Health Insurance in Kosovo?”.