ATM NETWORK MARKET STRUCTURE AND ITS EFFECTS ON THE NUMBER OF ATMS AND ON CASH IN CIRCULATION IN KOSOVO

Abstract

New knowledge are important factor of economic and social development
of a country. Technological progress is the result of research and development
efforts at the national and global level and poses great influence in all spheres of
life : lifestyle , habits in consumption and living standards in general. Developing a
strong banking system is a image of each state. With the distinguished
shortcomings and advantages of a place in the monetary system. As an
independent Kosovo is strongly felt the need of creating its distinct identity and
affirmation.
Although at first ATM was not well expected and left a long time use, it is
nevertheless one of the most valuable devices that could hold one. In early
cardholders not charged a fee, but with this network expansion became necessary
because customers now can use their cards abroad. ATMs are simple electronic
devices that allow people to withdraw money and check their accounts without
having to go to the bank .
Using ATMs is indisputable significance for the development of the banking
system of the Republic of Kosovo, even though we all know that Kosovo as a
transition state has numerous and specific in terms of infrastructure , the issue of
security , law infrastructure, political and more other .